UPI scam checker

Is this UPI request a trap?

Pulsagi reviews suspicious collect requests, refund claims, QR instructions, and payment-pressure messages before money moves.

Check it now →

No login required · Browser-based · Free forever

What we detect

Payment patterns that often mean someone wants approval, not repayment

Use the UPI preset when a message tells you to approve, scan, or enter a PIN to receive money back.

Collect request traps

Scammers frame a payment approval request as if it were a payout coming to you.

Fake payout offers

Refund, cashback, and buyer-payment claims are often bait to get you to authorize money out.

Urgency pressure

Short countdowns and instant-action warnings are used to stop you from checking the flow carefully.

Impersonated bank alerts

Fake merchant, wallet, or bank notices borrow trusted names to make unsafe instructions feel routine.

Real example

What a UPI scam message can sound like

This fictional example uses the classic refund trick: the sender pretends you must approve something to receive money.

Refund pending for your order. Tap approve and enter your UPI PIN to receive Rs 12,500 instantly. If the request fails, scan the QR below to complete the payout.

PIN to receive money Fake refund framing Urgent approval push

Check a message like this →

What is the UPI Scam Checker?

The UPI scam checker is a free browser-based safety tool for reviewing payment requests, refund instructions, and QR-based fraud messages before money moves. It helps you catch common warning signs such as collect requests framed as refunds, rushed payment claims, remote support manipulation, and fake merchant prompts. Because the analysis is local and no login required, it is useful for personal checks, family support, and quick reviews of screenshots shared over chat.

How to use the UPI Scam Checker

Paste the payment message or upload a screenshot that includes the suspicious UPI request.

Review the warning signals and explanation notes to understand why the request looks safe or unsafe.

Use the output to avoid the payment, verify the party independently, or explain the risk to someone else before they approve it.

Frequently asked questions

What scams does it focus on?

It focuses on collect requests, fake refunds, QR traps, and manipulative payment flows that pressure you to authorize a transfer.

Can it help non-technical users?

Yes. The tool is written to explain risk clearly so anyone can understand the warning signs.

Why check even small payments?

Small transfers are often used to build trust or test whether someone will follow instructions without verification.